HomeFinanceWhat do You Require for Malta Citizenship in Investment Program? 

    What do You Require for Malta Citizenship in Investment Program? 


    As the world becomes more interconnected, obtaining a second citizenship is gaining popularity among high-net-worth individuals seeking enhanced global mobility, economic opportunities, and political stability. Malta offers a Citizenship by Investment Program that has attracted the attention of many prospective investors and individuals looking to secure a prestigious European passport. This article will delve into the requirements and essential aspects of the Malta Citizenship by Investment Program.

    Malta’s citizenship investment program benefits entrepreneurs and investors who can meet different investment requirements to gain Maltese citizenship. Unlike other citizenship programs through investment, this scheme has a relatively quick processing time. You must be above 18 and have a clean criminal record to be eligible to apply for a Malta citizenship investment program.

    What is the Malta Citizenship by Investment Program?

    The Malta Citizenship by Investment Program was established in 2014. Malta Individual Investor Programme (MIIP) is a government initiative that allows foreign investors and their families to acquire Maltese citizenship through an investment in the country’s economy. Successful applicants gain the right to live, work, and study in Malta and enjoy visa-free travel to numerous countries worldwide.

    Eligibility Criteria

    Applicants must fulfil specific criteria to be eligible for Malta’s Citizenship by Investment Program. They must be at least 18, have a clean criminal record, and be healthy. Additionally, applicants must contribute significantly to Malta’s National Development and Social Fund, invest in real estate, government bonds, or stocks, or create jobs in the country.

    Benefits of Maltese Citizenship

    Obtaining Maltese citizenship through the investment program comes with several advantages:

    1. Malta is a member of the European Union, granting its citizens the right to live, work, and study in any EU member state.
    2. Maltese citizens enjoy visa-free or visa-on-arrival access to over 180 countries, including the United States, Canada, and the Schengen Area countries.
    3. Malta boasts a stable political climate, a robust economy, and a high standard of living, making it an attractive destination for investors and their families.

    Application Process For Malta Citizenship by Investment Program

    The application process for Malta’s Citizenship by Investment Program is well-defined and involves several stages.

    Step 1: Choosing the Right Investment Option

    Applicants must decide on the investment option that best suits their preferences and financial capabilities. They can either contribute to the National Development and Social Fund, invest in real estate, government bonds, or stocks, or create jobs in Malta.

    Step 2: Preparing the Necessary Documents

    Once the investment option is chosen, the applicant must gather all the required documents, including identification papers, financial statements, and certificates of good conduct.

    Step 3: Submitting the Application

    The completed application and all the supporting documents are submitted to the Identity Malta Agency, which is responsible for processing citizenship applications.

    Step 4: Due Diligence and Background Checks

    Each applicant undergoes thorough due diligence, including extensive background checks to ensure they meet the program’s integrity standards.

    Step 5: Approval and Investment

    Upon completing the due diligence checks, the applicant is issued a Letter of Approval in Principle. The applicant then needs to make the required investment, after which a Certificate of Naturalization is granted, conferring Maltese citizenship.

    Essential Requirements for Malta Citizenship

    Besides, you need to fulfill a range of requirements to qualify for this scheme, such as the following:

    1) Fit & Proper Test 

    Anyone willing to apply for Malta citizenship must pass the “fit & proper” test to qualify for the program. This test involves thorough background checks to ensure good moral standing in your country of origin. A “fit & proper” test is performed through Interpol checks and an international criminal court. You must also submit a police certificate in your country of origin.

    Fit & Proper Test

    2) Good Health 

    As an applicant for the Malta citizenship investment program, you must show that you and your dependents are healthy. Also, all applicants must be covered by an international health insurance policy.

    Good Health 

    3) Biometric Data 

    When it comes to applying for a Malta citizenship by investment program, it is a must for you and your dependents to submit your biometric data to the Maltese government.

    Biometric Data

    4) Financial Requirements 

    Financial Requirements

    Many financial requirements that must be met to apply for the Malta citizenship scheme include the following:

    • You will make a non-refundable contribution of 650,000 euros to the Maltese National Development and Social Fund. You will also make additional payments of 25,000 euros for your spouse and children under 25 and 50,000 euros for your older children and parents.
    • As the principal applicant for the Malta citizenship program, you must invest at least 350,000 euros in real estate and maintain it for five years to maintain your Maltese citizenship. Moreover, you will invest 150,000 euros in government-approved bonds and shares.


    In conclusion, Malta’s Citizenship by Investment Program provides a pathway for investors and their families to obtain prestigious European citizenship. The program’s well-defined application process and various investment options make it attractive for those seeking greater global mobility and access to the European market. However, before deciding, potential applicants should carefully consider Maltese citizenship requirements, benefits, and obligations.

    Frequently Asked Questions

    Can I include my family in the application?

    Yes, the Malta Citizenship by Investment Program allows applicants to include their spouse, children, and dependent parents in the application.

    Is there a language requirement for Maltese citizenship?

    No, there is no language requirement for obtaining Maltese citizenship through the investment program.

    How long does the application process take?

    The application process typically takes 12 to 14 months from submission.

    Can I retain my original citizenship?

    Yes, Malta recognizes dual citizenship so applicants can retain their original citizenship.

    Are there any tax implications for Maltese citizens?

    Malta offers an attractive tax system for its citizens, including beneficial tax rates for foreign income and no wealth or inheritance tax. However, applicants are advised to seek professional tax advice to fully understand their specific tax obligations.


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